The Current Financial Crisis, the Real Estate and Mortgage Crunch, Job Insecurity, and Climbing Prices at the Pump and at the Grocery Store, Are Threatening the Financial Future of Hispanic Families

For Hispanics, the American dream is being threatened:

– 90% of job losses over the past year in the construction industry were jobs held by Hispanic immigrants.(1)
– 46% of home-purchase loans made to Hispanics in 2006 were high-cost, as opposed to only 18% for whites.(2)
– The unemployment rate for Hispanics in the U.S. rose to 7.3% in the first quarter of 2008, well above the 5% rate for all non-Hispanics.(3)

It is not surprising that this economic turmoil is having a significant emotional impact on consumers. In order to assist the Hispanic community to confront this situation and help them navigate the American financial system, Louis Barajas, a nationally recognized columnist and financial planner, is available to discuss the following topics:

– How to change the way you perceive your current economic situation
– How to begin to value work and life while maximizing your personal value system
– What is the importance of money in your life
– How can self-confidence help you manage stress and confront financial problems
– How to find a balance between work and your personal life
– How to manage the emotional and psychological stress caused by financial problems

About Louis Barajas
Louis Barajas is a best-selling author, speaker, and financial planner with a personal philosophy that promotes an objective and healthy connection between people and money. This philosophy looks to create greatness in the lives of those who practice it and their communities. Barajas is also the author of The Latino Journey to Financial Greatness and Small Business, Big Life, both available in Spanish. He has been a columnist and contributing writer for publications such as the Houston Chronicle, Miami Herald, and La Opinion, was recently featured on CNN Money, and was the small business expert for AOL Latino from 2004 to 2006. His latest book, Overworked, Overwhelmed, and Underpaid (Agotado, Agobiado y Mal Pagado), will be available for sale on September 30, 2008.

Overworked, Overwhelmed, and Underpaid, provides the tools needed to live a fulfilling life, enjoy your family, and live the American dream. The book is a must-have for anyone navigating through our domestic and global economy during these difficult times.

For more information on Louis Barajas and Overworked, Overwhelmed, and Underpaid visit www.gruponelson.com/barajas2

Grupo Nelson is the Spanish division of Thomas Nelson Publishers (founded in 1798), leading publisher and distributor of books with emphasis in business, culture, inspiration, Christian life, fiction and family value themes including best selling authors and with massive distribution throughout Latin America and Spain.

(1) Pew Hispanic Center, June 2008
(2) Home Mortgage Disclosure Act data, May 2008 “

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